Student loans by province and territory
All thirteen jurisdictions: whether your loan is integrated or split in two, what the provincial half charges in interest, how long the grace period runs, and whether interest accrues during it.
Ontario Student Assistance Program
Ontario
One integrated loan and one payment.
StudentAid BC
British Columbia
No interest on either half of the loan.
Alberta Student Aid
Alberta
Two loans, two servicers, two payment schedules.
Aide financiere aux etudes
Quebec
Runs its own programme, outside the federal system.
Manitoba Student Aid
Manitoba
One integrated loan and one payment.
Student Service Centre
Saskatchewan
One integrated loan and one payment.
New Brunswick Student Financial Services
New Brunswick
No interest on either half of the loan.
Student Aid NL
Newfoundland and Labrador
One integrated loan and one payment.
Nova Scotia Student Assistance
Nova Scotia
Two loans, two servicers, two payment schedules.
PEI Student Financial Services
Prince Edward Island
Two loans, two servicers, two payment schedules.
Yukon Student Financial Assistance
Yukon
One integrated loan and one payment.
NWT Student Financial Assistance
Northwest Territories
Runs its own programme, outside the federal system.
Financial Assistance for Nunavut Students
Nunavut
Runs its own programme, outside the federal system.
Sources
- Prime rate, series V80691311, Bank of Canada. Checked on . Backs the 4.45% prime rate the provincial floating rates are computed from.