Student loans in Manitoba
Manitoba Student Aid, what the Manitoba half of your loan charges in interest, how the grace period works, and how repayment assistance is assessed.
- UnknownInterest on the Manitoba portion
- NoneInterest on the federal portion, since April 2023
- 6 monthsGrace period, interest-free
How the money reaches you
Federal and provincial aid arrive as one integrated loan with one payment through the National Student Loans Service Centre.
The programme is Manitoba Student Aid.
Interest on the provincial half
The rate on the Manitoba portion of the loan
This site has not checked Manitoba's own published rate against its site, and carrying a remembered figure would be inventing one. The federal half of the loan carries no interest either way.
Check Manitoba Student Aid instead.
Repayment assistance
The federal Repayment Assistance Plan covers the integrated loan. One application.
Worth knowing
- Administered through the National Student Loans Service Centre since July 2023.
- Manitoba runs a loan forgiveness programme for physicians serving designated communities. This site has not checked its terms against a provincial source.
What it costs to study here
The average Canadian undergraduate in Manitoba paid $5,993.00 in tuition for 2025/2026.
| Field of study | Tuition |
|---|---|
| Dentistry | $26,004.00 |
| Pharmacy | $19,412.00 |
| Law | $12,930.00 |
| Medicine | $11,814.00 |
| Engineering | $7,223.00 |
| Nursing | $6,510.00 |
| Architecture | $5,708.00 |
| Business, management and public administration | $5,699.00 |
Sources
- Loan repayment options, National Student Loans Service Centre. Checked on .
- Repayment Assistance Plan, Employment and Social Development Canada. Checked on . Backs the federal zero-payment monthly income thresholds by family size; the 10% cap on the affordable payment; the six-month application period; the 15-year horizon, and 10 years for a borrower with a disability.
- Pay back OSAP, Government of Ontario. Checked on . Backs Ontario's separate zero-payment thresholds; Ontario's 20% cap on the affordable payment; the Stage 1 and Stage 2 structure; interest on the Ontario portion at prime plus one percent.
- The Repayment Assistance Plan (backgrounder), Employment and Social Development Canada. Checked on . Backs the reduction of the affordable payment cap from 20% to 10% in November 2022.
- Tuition and Living Accommodation Costs survey (record 3123), Statistics Canada. Figures describe 2025/2026. Collected automatically on , so nobody checked this row by hand.
Checked on .