Student loans in Florida
Florida levies no personal income tax on wages, so a forgiven student loan balance is not taxed by the state. The aid agency, and what it costs to attend college in Florida.
Will Florida tax a forgiven balance?
No
Florida levies no personal income tax on wage and salary income, so a forgiven balance cannot be taxed as income here.
That covers the state side only. Income-driven forgiveness is federal taxable income from 2026 wherever you live. Public Service Loan Forgiveness is not taxed federally either.
State aid
Florida administers its student aid through Florida Office of Student Financial Assistance. Grant programmes, deadlines and residency rules come from them rather than from the federal system, and they are the right first call about anything the federal pages do not answer.
The agency website did not respond when this link was checked. It is the address Florida publishes for the Office of Student Financial Assistance; if it is down, the Florida Department of Education is the fallback.
Link last requested on , which answered 000. The server did not respond at all when checked.
What it costs to attend in Florida
- 91Institutions on this site
- $27,241Median published cost of attendance, a year
Sources
- Court actions affecting income-driven repayment, U.S. Department of Education. Checked on . Backs that the federal exclusion covered discharges to 31 December 2025 and was not extended; that Public Service Loan Forgiveness remains federally tax-free.
- College Scorecard, most recent institution-level data, U.S. Department of Education. Figures describe 2025-26. Collected automatically on , so nobody checked this row by hand.