Public. Predominantly associate degrees
What Garrett College costs
McHenry, Maryland. The published cost of attendance is $14,342.00 a year. Students receiving federal aid pay a net price of $9,228.00.
- $14,342Published cost of attendance, a year
- $9,228Net price after grants, for students receiving federal aid
- $4,144Tuition and fees, in state
- $12,040Tuition and fees, out of state
- $10,750Median debt of borrowers who completed
- $35,823Median earnings ten years after entry
- $411Undergraduates
What borrowing the net price would look like
Borrowing $9,228.00 a year for 2 years at 6.52%, the 2026-27 undergraduate rate, comes to $18,456.00 borrowed. By the time the first payment is due, six months after finishing, interest has taken it to $20,962.01. On a ten-year standard plan that is $238.23 a month.
This is a scenario, not a prediction
It assumes the whole net price is borrowed, that the cost does not rise, that the programme finishes on time, and that the loan is unsubsidized. Change any of those and the figure moves. The point of showing it is that the debt at graduation is larger than the sum of the borrowing, which is the part people plan against and usually miss.
Where to go next
- Garrett College publishes its own current figures, which will be more recent than this page.
- Student aid and forgiveness in Maryland
- The federal repayment plans available to you
Sources
- College Scorecard, most recent institution-level data, U.S. Department of Education. Figures describe 2025-26. Collected automatically on , so nobody checked this row by hand.